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mpc: 16 The average of the Halifax and Nationwide house price indices had risen by 0.7% in the three months to November, and the latest data were consistent with the central projection in the November Inflation Report. The preview of the Royal Institution of Chartered Surveyors (RICS) survey showed that the sales-to-stock ratio had fallen, while the net balance of estate agents reporting price increases had fallen to a level comparable with that recorded during 1989 H2. Secured borrowing growth continued to ease, and the number of mortgage approvals had fallen for the fifth consecutive month.